Although we have purchased insurance for our car, we can provide protection, but at the time of the claim, not all cases in Europe can be compensated. After an accident occurred in their own vehicles, some people who did not know the truth thought that the insurance company came back and they could be paid, but insurance companies also had many reasons for refusing compensation. How to deal with car insurance claims? Don't panic, the problem can be solved slowly. The following things are you must know.
First, insurance companies have reasonable reasons to refuse compensation. The insurance company also has reasons for refusal after the vehicle is out of danger, and it is a reasonable reason. For example, our vehicle did not carry out annual inspections, and the records of annual inspections of vehicles were not found at the traffic control office. If the vehicle fails to handle the license plate, there is a car accident, then the insurance is not effective, and some insurance does not take effect from the beginning of our car purchase, but to get the relevant formalities in order to be able to enjoy the appropriate service. In some other special cases, the insurance company also does not pay: If the court verdict needs compensation for mental damage, then the insurance company is not responsible; if the vehicle is lost or damaged in the parking lot is charged, this is because the third party is not properly kept As a result, insurance companies are also not responsible.
Second, we must analyze the reasons for the refusal of compensation. If we refuse to apply for claims after reporting to the insurance company, we have to look at the reasons for the refusal and do not simply believe that the insurance company has not fulfilled its obligations. Because the current determination of the vehicle's risk situation is a relatively complicated process, if the evidence and reasons are not sufficient, the insurance company has every reason to not pay. We should conduct analysis based on these reasons provided by insurance companies. There are unreasonable areas where we can communicate with insurance companies in time. This is the solution to the problem.
Third, do not wait passively after a refusal, but instead actively seek solutions to the problem. If you are refused payment and it is a reasonable reason, then we must actively think of bibimbap to solve the problem, do not sit still, this will not help solve the problem. By refusing to pay, we should increase our experience and meet insurance company claims as much as possible.
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